No question is too small to ask.FAQ: mutual funds, SIP and insurance, answered plainly.

Many funds accept SIPs of ₹500 a month or less. The right amount depends on your goal and your budget. Try the SIP calculator, then talk to us.

PAN, Aadhaar, and bank details or a cancelled cheque. For insurance, we may also need age proof, income proof or medical reports. The full list is on how we work.

KYC (Know Your Customer) is a one-time identity check for investing in mutual funds. If yours is done and your details are up to date, you usually don’t need to repeat it. We check your status and help if anything needs updating.

Not at all. Whether you want to start small or sort out your whole family’s money, the first meeting is the same: we listen and we explain. There’s no fee.

A SIP invests a fixed amount every month; a lump sum invests one larger amount at once. A SIP spreads your buying over time and suits a regular income. Read more on mutual funds and SIP.

No. Mutual funds invest in the markets, so their value goes up and down, and past returns don’t guarantee future ones. That’s why we help you choose funds that match your goal and time frame. Read what to do with your SIP when markets fall.

Yes. Most funds let you pause or stop a SIP and withdraw your money, which usually reaches your bank in a few working days. Some funds charge an exit load if you withdraw early, and ELSS funds have a 3-year lock-in.

Under the old tax regime, ELSS investments count toward the ₹1.5 lakh yearly deduction, shared with things like PPF and life insurance premiums. The new regime doesn’t allow this deduction. ELSS has a 3-year lock-in. Tax rules change, so check which regime suits you with your CA. More on tax saving with ELSS.

A common starting point is enough cover to replace several years of your income and pay off your loans. Your family’s needs decide the final number. Try the term cover calculator or read how much term cover you need.

It helps, but it usually ends when you leave the job, and the cover can be small for a whole family. Your own health policy stays with you, whatever your job.

We see insurance as protection first. A pure term plan gives a large cover for a lower premium, and you can invest separately for your goals. We explain the trade-offs of any plan before you buy it.

Yes. For policies arranged through us, we help with forms, documents and follow-up with the insurer. The insurer decides the claim as per the policy terms. See claim support.

We’re an AMFI-registered Mutual Fund Distributor (ARN-94806), and we also arrange life and general insurance. We help you choose suitable funds and policies, explain them plainly, and take care of the paperwork and service. More about us.

Fund houses pay us commission on Regular Plans, and insurers pay us commission on policies. You don’t pay us a separate fee. Details are on how we work and our disclosures page.

No. We deal only in Regular Plans, which include our commission. Direct Plans have a lower expense ratio, and you can buy them yourself from the fund house’s website or on MFCentral.

Tell us first, and we’ll do our best to sort it out. If you’re not satisfied, the next steps are set out on our grievance redressal page.